
Rates are subject to change without notice
Conventional Mortgage
As of 7/19/2025
Term | Interest Rate | APR | Points |
---|---|---|---|
30-Year Fixed | 6.625% | 6.720% | 0% |
20-Year Fixed | 6.875% | 7.003% | 0% |
15-Year Fixed | 5.875% | 6.017% | 0% |
10-Year Fixed | 6.000% | 6.204% | 0% |
All mortgage rates listed with zero points unless otherwise noted. Inquire about rate buy down options.
Inquire with Lender for ARM and special financing programs.
FHA Mortgage
As of 7/19/2025
Term | Interest Rate | APR | Points |
---|---|---|---|
FHA 30-Year Fixed | 6.000% | 7.066% | 0 |
Loan limits vary by county.
VA Mortgage
As of 7/19/2025
Term | Interest Rate | APR | Points |
---|---|---|---|
VA 30-Year Fixed | 6.125% | 6.401% | 0 |
Loan in a Line Home Equity
As of 7/19/2025
Credit Line Rate Component
Type | APR | Duration | Loan Amount |
---|---|---|---|
Introductory APR (1A) | 2.55% | Effective for 3 Months | Under $75,000 |
Standard APR (1B) | 7.50% | After Introductory Period | Under $75,000 |
Introductory APR (2A) | 2.55% | Effective for 3 Months | More than $75,000 |
Standard APR (2B) | 7.50% | After Introductory Period | More than $75,000 |
NOTE: Details for all footnote indications can be found on the Disclosures page.
Fixed Rate Component
Term | Interest Rate | APR | Estimated Monthly Payment |
---|---|---|---|
36 months | 5.55% | 5.751% | $755.46 |
60 months | 5.55% | 5.674% | $478.11 |
84 months | 5.89% | 5.982% | $363.90 |
120 months | 5.99% | 6.056% | $277.43 |
180 months | 6.49% | 6.538% | $217.64 |
NOTE: Details for all footnote indications can be found on the Disclosures page.
Personal Line of Credit
As of 7/19/2025
Type | APR |
---|---|
Line of Credit | 10.50% |
Annual Percentage Rate (APR) is a variable rate based on the Wall Street Journal Prime Rate and may increase upon consummation, with a maximum of 18.00% APR.

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