PSEA Rates

Rates are subject to change without notice.

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Rates are subject to change without notice

Conventional Mortgage

As of 3/28/2025

Term Interest Rate APR Points
30-Year Fixed 6.625% 6.719% 0%
20-Year Fixed 6.500% 6.622% 0%
15-Year Fixed 5.875% 6.016% 0%
10-Year Fixed 6.000% 6.203% 0%

All mortgage rates listed with zero points unless otherwise noted. Inquire about rate buy down options.

Inquire with Lender for ARM and special financing programs.

FHA Mortgage

As of 3/28/2025

Term Interest Rate APR Points
FHA 30-Year Fixed 5.875% 6.939% 0

Loan limits vary by county.

VA Mortgage

As of 3/28/2025

Term Interest Rate APR Points
VA 30-Year Fixed 6.000% 6.273% 0

Loan in a Line Home Equity

As of 3/28/2025

Credit Line Rate Component

Type APR Duration Loan Amount
Introductory APR (1A) 2.95% Effective for 4 Months Under $75,000
Standard APR (1B) 7.50% After Introductory Period Under $75,000
Introductory APR (2A) 2.95% Effective for 4 Months More than $75,000
Standard APR (2B) 7.50% After Introductory Period More than $75,000

NOTE: Details for all footnote indications can be found on the Disclosures page.

Fixed Rate Component

Term Interest Rate APR Estimated Monthly Payment
36 months 5.99% 6.192% $760.44
60 months 5.99% 6.115% $483.20
84 months 5.99% 6.081% $365.09
120 months 6.24% 6.307% $280.57
180 months 6.74% 6.788% $221.09

NOTE: Details for all footnote indications can be found on the Disclosures page.

Personal Line of Credit

As of 3/28/2025

Type APR
Line of Credit 10.50%

Annual Percentage Rate (APR) is a variable rate based on the Wall Street Journal Prime Rate and may increase upon consummation, with a maximum of 18.00% APR.

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