Rates are subject to change without notice
Conventional Mortgage
As of 10/22/2026
| Term | Interest Rate | APR | Points |
|---|---|---|---|
| 30-Year Fixed | 7.375% | 7.429% | 0% |
| 20-Year Fixed | 7.375% | 7.445% | 0% |
| 15-Year Fixed | 6.750% | 6.831% | 0% |
| 10-Year Fixed | 7.000% | 7.117% | 0% |
All mortgage rates listed with zero points unless otherwise noted. Inquire about rate buy down options.
Inquire with Lender for ARM and special financing programs.
FHA Mortgage
As of 10/22/2026
| Term | Interest Rate | APR | Points |
|---|---|---|---|
| FHA 30-Year Fixed | 6.750% | 7.513% | 0 |
Loan limits vary by county.
VA Mortgage
As of 10/22/2026
| Term | Interest Rate | APR | Points |
|---|---|---|---|
| VA 30-Year Fixed | 6.875% | 7.120% | 0 |
Loan in a Line Home Equity
As of 10/22/2026
Credit Line Rate Component
| Type | APR | Duration | Loan Amount |
|---|---|---|---|
| Introductory APR (1A) | 2.99% | Effective for 3 Months | Under $75,000 |
| Standard APR (1B) | 7.00% | After Introductory Period | Under $75,000 |
| Introductory APR (2A) | 2.99% | Effective for 3 Months | More than $75,000 |
| Standard APR (2B) | 7.00% | After Introductory Period | More than $75,000 |
NOTE: Details for all footnote indications can be found on the Disclosures page.
Fixed Rate Component
| Term | Interest Rate | APR | Estimated Monthly Payment |
|---|---|---|---|
| 36 months | 5.99% | 6.192% | $760.44 |
| 60 months | 5.99% | 6.115% | $483.20 |
| 84 months | 6.14% | 6.231% | $366.89 |
| 120 months | 6.24% | 6.307% | $280.57 |
| 180 months | 6.74% | 6.788% | $221.09 |
NOTE: Details for all footnote indications can be found on the Disclosures page.
Personal Line of Credit
As of 10/22/2026
| Type | APR |
|---|---|
| Line of Credit | 10.00% |
Annual Percentage Rate (APR) is a variable rate based on the Wall Street Journal Prime Rate and may increase upon consummation, with a maximum of 18.00% APR.
Personal Online Banking
Our full compliment of online banking services can be accessed through our personal online banking platform.