PSEA Rates

Rates are subject to change without notice.

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Rates are subject to change without notice

Conventional Mortgage

As of 7/19/2025

Term Interest Rate APR Points
30-Year Fixed 6.625% 6.720% 0%
20-Year Fixed 6.875% 7.003% 0%
15-Year Fixed 5.875% 6.017% 0%
10-Year Fixed 6.000% 6.204% 0%

All mortgage rates listed with zero points unless otherwise noted. Inquire about rate buy down options.

Inquire with Lender for ARM and special financing programs.

FHA Mortgage

As of 7/19/2025

Term Interest Rate APR Points
FHA 30-Year Fixed 6.000% 7.066% 0

Loan limits vary by county.

VA Mortgage

As of 7/19/2025

Term Interest Rate APR Points
VA 30-Year Fixed 6.125% 6.401% 0

Loan in a Line Home Equity

As of 7/19/2025

Credit Line Rate Component

Type APR Duration Loan Amount
Introductory APR (1A) 2.55% Effective for 3 Months Under $75,000
Standard APR (1B) 7.50% After Introductory Period Under $75,000
Introductory APR (2A) 2.55% Effective for 3 Months More than $75,000
Standard APR (2B) 7.50% After Introductory Period More than $75,000

NOTE: Details for all footnote indications can be found on the Disclosures page.

Fixed Rate Component

Term Interest Rate APR Estimated Monthly Payment
36 months 5.55% 5.751% $755.46
60 months 5.55% 5.674% $478.11
84 months 5.89% 5.982% $363.90
120 months 5.99% 6.056% $277.43
180 months 6.49% 6.538% $217.64

NOTE: Details for all footnote indications can be found on the Disclosures page.

Personal Line of Credit

As of 7/19/2025

Type APR
Line of Credit 10.50%

Annual Percentage Rate (APR) is a variable rate based on the Wall Street Journal Prime Rate and may increase upon consummation, with a maximum of 18.00% APR.

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