ActiveLife® Checking

Whether you’re crossing the street or crossing the country, AmeriServ's ActiveLife Checking is with you every step of the way.

You live an active life. So should your checking account

From full online banking and mobile apps access, to credits and surcharge reimbursements for non-AmeriServ ATM use, your account goes where you go.

Account Highlights

  • $15 monthly fee waived when you do the following:
    • Make 12 or more debit card transactions per month (does not include ATM withdrawals)


  • Reduce your fee by $5 for each of the following:
    • Complete 1 or more mobile deposits/month.
    • Receive $250 or more in direct deposit(s)/month.
    • Have at least 1 other deposit product/month (must maintain a positive average monthly balance).
  • Free AmeriServ ATM usage.
  • Up to $10 per month of non-AmeriServ ATM fees waived. ($2 per transaction after that).
  • Up to $10 per month in ATM surcharge fees reimbursed at month end.

Apply for an account online or visit one of our branch offices.


Yes. If you are over 18, you may apply to open any of our checking account options using our online account opening tool.

No. However, Deluxe checks are available for purchase.

Yes. When you sign up for our free online and mobile banking, you can receive your e-Statements free of charge.

No. ActiveLife Checking accounts do not earn interest. However, we do offer our interest-bearing ComfortLife® Checking account as an option.

Certificates of Deposit

Reach your financial goals faster with an AmeriServ CD. We offer competitive rates and flexible terms.

Personal Mobile Banking

Our mobile banking apps make managing your accounts on the go quick and easy.