Personal Loans

There are thousands of moments that may require a little extra cash than you have on hand. Our personal loans will help you fill in the gaps.

Turn your dreams into a reality with the help of a personal loan

Looking to consolidate your bills or cover an unforeseen expense? Whatever your needs, a personal unsecured loan offers a fixed loan payment that can be drawn automatically from your checking account.

Feature Highlights

  • Competitive rates and term options.
  • Automatic payment deduction available from AmeriServ Bank checking accounts.

Complete our Loan Inquiry form to get started now, or visit your local branch.


Personal loans can be used for a wide variety of purposes; from bill consolidation to vacations.

No. You may submit an inquiry online and allow one of our loan professionals to contact you, or you can visit your local branch office.

Personal Line of Credit

Want more flexibility with your loan? Consider a Personal Line of Credit.

Personal Mobile Banking

Our mobile banking apps make managing your accounts on the go quick and easy.