SimpleLife® Checking

Sometimes the best things in life are simple. Get everything you need and nothing you don't.

Keep things easy with AmeriServ SimpleLife Checking

There is a reason why people go back to the basics. If you are looking for something inexpensive and uncomplicated, you've found it here.

Do all your banking online, from paying bills to receiving your statements. You’ll also have your account in the palm of your hand with mobile banking - including mobile check deposits. SimpleLife Checking comes with a VISA® Check Card, and checks are available.

Account Highlights

  • $7 monthly fee waived when you do any of the following:
    • Receive 1 or more direct deposit(s) per month.
    • Maintain a $300 average monthly balance.
    • Maintain $1,000 or more in aggregate balances of deposit accounts per month.
  • Free AmeriServ ATM usage.
  • Non-AmeriServ ATM fee of $2 per transaction.

Apply for an account online or visit one of our branch offices.


Yes. If you are over 18, you may apply to open any of our checking account options using our online account opening tool.

No. However, Deluxe checks are available for purchase.

Yes. When you sign up for our free online and mobile banking, you can receive your e-Statements free of charge.

No. SimpleLife Checking accounts do not earn interest. However, we do offer our interest-bearing ComfortLife® Checking account as an option.

Soar Statement Savings

A basic savings account lets you stash funds for a down payment on your very first car, or save for your education.

Personal Mobile Banking

Our mobile banking apps make managing your accounts on the go quick and easy.