Terms of Use

AmeriServ Financial, Inc. provides this site and related services subject to your compliance with the terms and conditions set forth below.

If you have any problems viewing or using our website, please call us at 800-837-2265 or visit any of our our locations.


Please review the following terms of use and disclosures (collectively Terms of Use) carefully as they govern your use of this website. AmeriServ Financial, Inc. (AmeriServ) and its subsidiaries may update these Terms of Use at any time without advance notice to you by updating this webpage. You are responsible for regularly reviewing these Terms of Use. By accessing this website, you agree to be bound by these Terms of Use including any modifications, changes, or alterations we may make. If you do not agree to the terms and conditions, do not access this Site.

AmeriServ Bank is wholly owned subsidiary of AmeriServ Financial, Inc., headquartered in Johnstown, Pennsylvania. AmeriServ Bank requires that all persons who access our site(s) on the Internet (“Site”) follow the rules and regulations that are listed on this page.

Pennsylvania law governs this Site; therefore, by accepting our terms and conditions, you agree that all questions and/or legal matters pertaining to your use of this Site will be governed by PA law.

Not all products and/or services described on this Site may be available to you, depending on your geographic area. AmeriServ reserves the right to determine such eligibility.


Copyright on the pages, screens, and in the information and material contained therein, and in their arrangement, is owned by AmeriServ Financial, Inc. unless otherwise indicated. AmeriServ Financial, Inc., AmeriServ Bank, AmeriServ Wealth Management, AmeriServ Financial Services, West Chester Capital Advisors, and the associated logos are registered trademarks and service marks. AmeriServ Financial, Inc. may also claim trademark and service mark rights in other marks contained in the pages. Any trademarks and logos not owned by AmeriServ and that are displayed on this website are the registered or unregistered marks of their respective owners. AmeriServ grants no rights to use such marks owned or otherwise, whether by implication, estoppel or similar legal concepts.

The information contained in this Site (text, graphics, links or other items), is provided “as is” and “as available”. AmeriServ Financial, Inc. does not provide any warranty as to the accuracy or completeness of this information. AmeriServ disclaims liability for errors or omissions in the information provided on this Site. AmeriServ provides no warranty (express, statutory, or implied), in conjunction with the information and materials in this Site. Warranties not provided include, but are not limited to: Non-infringement of Third Party Rights: Title; Merchantability; Fitness for a Particular Purpose and Freedom from a Computer Virus.


AmeriServ Financial, Inc. will not be liable for any damages including without limitation: direct or indirect; special, incidental, or consequential damages; losses or expenses arising in connection with this Site; use thereof or inability to use by any party; In connection with any failure of performance, error, omission, interruption, defect, or delay in transmission; computer virus or line/system failure. This holds true even if AmeriServ Financial, Inc., employees, or representatives are advised of the possibility of such damages or losses.

Links to other sites and resources are to be used at your own risk. The content accuracy, opinions and additional links provided by these other resources, are neither monitored nor endorsed by AmeriServ Financial, Inc.


Other than for Personal Use, you may not copy, change or reproduce any portion of this website without prior written permission of AmeriServ Financial, Inc. Additionally, you may not republish, transmit, display, distribute, perform, transfer or resell any of the contents of this website without prior written permission of AmeriServ. AmeriServ may withhold such permission at its sole discretion.


Any communication or material transmitted to us via the Site or email, unless otherwise prohibited by law, is on a non-confidential basis and shall remain the property of AmeriServ Financial, Inc., and AmeriServ Financial, Inc. shall be free to use this information for any legal purpose. Sending information to AmeriServ through this website is at your own risk. DO NOT SEND SENSITIVE PERSONAL OR ACCOUNT INFORMATION TO AMERISERV THROUGH UNSECURE EMAIL.

AmeriServ Financial, Inc. is not subject to any obligations of confidentiality regarding information submitted, except as agreed to in writing by AmeriServ Financial, Inc. and its wholly-owned subsidiaries, and the customers of each, or as otherwise agreed or required by law.


When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. This information might be about you, your preferences or your device and is mostly used to make the Site work as you expect it to. The information does not usually directly identify you, but it can give you a more personalized web experience. Because we respect your right to privacy, you can choose not to allow some types of cookies by clicking on the green cookie icon, found near the bottom left, and managing your consent preferences by toggling certain cookie categories ‘on’ or ‘off’.

Be advised that blocking some types of cookies may impact your experience of the Site and the services we are able to offer.


Our website uses geolocation services to provide a more personalized experience for our website visitors. Geolocation services allow us to use your web browser and IP address, among other factors, to approximate your geographic location. AmeriServ uses this information when providing you with content specific to your region, such as branch locations near you. You may disable geolocation services within your web browser or smart device if you do not wish to benefit from this service.