UnionLife^® Checking Account

^*The interest rate for each tier applies to the entire balance in the account. APYs are variable and may change at any time without notice; no maximum or minimum rate limits apply. Interest is compounded and credited monthly. If you close your account before interest is credited, you will receive accrued interest. Minimum opening deposit: $50. Valid proof of union affiliation required for primary or secondary account owner. A $20 monthly service fee applies unless one of the following requirements is met during the monthly statement cycle: (1) receive $1,500 or more in direct deposit(s) per month; (2) maintain an average monthly balance of $2,500 or more; or (3) maintain $20,000 or more in aggregate lowest balances across AmeriServ checking, savings, and time deposit accounts per month. Average monthly balance is calculated by dividing the sum of all end-of-day balances by the number of days in the month. AmeriServ ATM usage is complimentary. A $2.50 fee applies per non-AmeriServ ATM transaction; up to $10 per month in non-AmeriServ ATM fees will be waived. AmeriServ will reimburse up to $10 per month in surcharge fees imposed by other institutions at month end; amounts exceeding $10 per month will be charged to the account. One box of Specialty Blue Checks complimentary per year. Complimentary services — including check images, cashier's checks, money orders, and safe deposit boxes — are subject to account terms, limitations, and availability; safe deposit boxes available only where offered. Messaging and data rates from your wireless carrier may apply when using mobile banking services. No transaction limitations apply to this account. Fees may reduce earnings on your account. Additional terms, conditions, and restrictions may apply. See a bank representative for complete details and a copy of the Fee Schedule and account agreement.