Certificates Of Deposit

Reach your financial goals faster with an AmeriServ CD.

Choose the CD that's right for you

AmeriServ offers a wide range of personal CD rates and term options. Save for anticipated household expenses, a landmark anniversary trip, or any other expected purchase.

A certificate of deposit (CD) is a product that provides an interest rate premium in exchange for your agreement to leave a lump-sum deposit untouched for a predetermined period of time.

Feature Highlights

  • Earns interest.
  • Minimum deposit as low as $1,000.
  • Terms range from 3 Months to 10 Years.
  • Automatic renewals.

FAQs

Yes. The FDIC covers accounts up to $250,000 in deposits per account owner / ownership category at each insured bank.

Yes. Penalties vary based on term. Please contact us for full details.

Yes. a CD can be owned by individuals (separately or jointly), organizations, and businesses.

Money Market Account

Money Market accounts are similar to savings accounts, but with some checking account features added in.