Choose the CD that's right for you
AmeriServ offers a wide range of personal CD rates and term options. Save for anticipated household expenses, a landmark anniversary trip, or any other expected purchase.
A certificate of deposit (CD) is a product that provides an interest rate premium in exchange for your agreement to leave a lump-sum deposit untouched for a predetermined period of time.
- Earns interest.
- Minimum deposit as low as $1,000.
- Terms range from 3 Months to 10 Years.
- Automatic renewals.
Yes. The FDIC covers accounts up to $250,000 in deposits per account owner / ownership category at each insured bank.
Yes. Penalties vary based on term. Please contact us for full details.
Yes. a CD can be owned by individuals (separately or jointly), organizations, and businesses.