Deposit Rates

Let us safeguard your money while paying you a competitive rate.

Rates are subject to change without notice

CD/IRA

As of 12/6/2022

Term Minimum Deposit Interest Rate APY* Details
3-Month $2,500 0.25% 0.25%
6-Month $1,000 0.50% 0.50%
9-Month $1,000 0.75% 0.75%
1 Year $1,000 2.25% 2.25%
18-Month $1,000 2.25% 2.25%
2 Year $1,000 2.55% 2.55%
30-Month $1,000 2.25% 2.25%
30-Month MaxLift $1,000 0.52% 0.52% (with checking). Months 1-6: 0.15%; Months 7-12: 0.35%; Months 13-18: 0.50%; Months 19-24: 0.70%; Months 25-30: 0.90%
3 Year $1,000 2.30% 2.30%
4 Year $1,000 2.40% 2.40%
5 Year $1,000 2.50% 2.50%
10 Year $1,000 2.50% 2.50%

Other rates and terms available – call 1-800-837-BANK (2265) for complete information. *The Annual Percentage Yields (APY) shown are offered on accounts accepted at AmeriServ Financial and are accurate for the dates shown above, unless otherwise noted. Rates are subject to change without notice. Other rates and terms may apply. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Call AmeriServ Financial at 1-800-837-BANK for more details.

ComfortLife Checking

As of 12/6/2022

Minimum Balance APY*
Less than $2,500 0.01%
$2,500 – $24,999.99 0.02%
$25,000 – $99,999.99 0.03%
$100,000 or greater 0.05%

*The Annual Percentage Yields (APY) shown are offered on accounts accepted by AmeriServ Financial and are accurate for the dates shown above, unless otherwise noted. Other rates and terms available – call 1-800-837-BANK (2265) for complete information. Rates are subject to change without notice. Fees may apply if minimum balance requirements are not met. Fees may reduce earnings.

Money Market

As of 12/6/2022

Minimum Balance APY*
Less than $20,000 0.10%
$20,000 – $99,999.99 0.15%
$100,000 or greater 0.25%

*The Annual Percentage Yields (APY) shown are offered on accounts accepted by AmeriServ Financial and are accurate for the dates shown above, unless otherwise noted. Other rates and terms available – call 1-800-837-BANK (2265) for complete information. Rates are subject to change without notice. Fees may apply if minimum balance requirements are not met. Fees may reduce earnings.

SOAR Statement Savings

As of 12/6/2022

Minimum Balance Minimum Opening Deposit APY*
Less than $25,000 $25 0.06%
$25,000 or more $25 0.11%
eHoliday Club $10 0.25%

*The Annual Percentage Yields (APY) shown are offered on accounts accepted by AmeriServ Financial and are accurate for the dates shown above, unless otherwise noted. Other rates and terms available – call 1-800-837-BANK (2265) for complete information. Rates are subject to change without notice. Fees may apply if minimum balance requirements are not met. Fees may reduce earnings.

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