Compare Checking Accounts

Our family of checking accounts – designed to provide value for every stage of life.

Checking that's all about YOU

Introducing our new family of checking accounts for every stage of life. Keep it simple. Be active. Get comfortable. Our new checking accounts have been designed to match your lifestyle.

StudentLife® Checking
SimpleLife® Checking
ActiveLife® Checking
ComfortLife® Checking
Monthly Fee

$5 - Fee waived when you enroll in eStatements

$7 - Fee waived when you do any of the following:

  • Receive 1 or more direct deposit(s)/ month
  • Maintain a $300 average monthly balance
  • Maintain $1,000 or more in aggregate balances of deposit accounts/month

$15 - Fee waived when you do the following: 

  • Make 12 or more debit card transactions/month (does not include ATM withdrawals)

OR

  • Reduce your fee by $5 for each of the following:
    • Complete 1 or more mobile deposit(s)/ month
    • Receive $250 or more in direct deposit(s)/month
    • Have at least 1 other deposit product/ month
      (must maintain a positive average monthly balance)

$20 - Fee waived when you do any of the following:

  • Receive $1,500 or more in direct deposits(s)/month
  • Maintain a $2,500 average monthly balance
  • Maintain $20,000 or more in aggregate balances of deposit accounts/month
Monthly Minimum Balance
Earns Interest

Earn Tiered Interest Based on Balance.

Free VISA® Debit Card

Yes

Yes

Yes

Non-AmeriServ ATM Fee

Up to $30 per month of non-AmeriServ ATM fees will be waived, after that you will be charged $2 per transaction

$2 Per Transaction

  • Up to $10 per month of non-AmeriServ ATM fees will be waived – after that you will be charged $2 per transaction
  • ATM Surcharge Reimbursements – Up to $10 in surcharge fees will be reimbursed at month end
  • Up to $10 per month of non-AmeriServ ATM fees will be waived – after that you will be charged $2 per transaction
  • ATM Surcharge Reimbursements – Up to $10 in surcharge fees will be reimbursed at month end
FREE VISA® Check Card

Yes

Yes

Yes

Yes

FREE Mobile Banking

Yes

Yes

Yes

Yes

FREE Online Banking

Yes

Yes

Yes

Yes

FREE E-statements

Yes

Yes

Yes

Yes

StudentLife® Checking
Monthly Fee

$5 - Fee waived when you enroll in eStatements

Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card
Non-AmeriServ ATM Fee

Up to $30 per month of non-AmeriServ ATM fees will be waived, after that you will be charged $2 per transaction

FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

SimpleLife® Checking
Monthly Fee

$7 - Fee waived when you do any of the following:

  • Receive 1 or more direct deposit(s)/ month
  • Maintain a $300 average monthly balance
  • Maintain $1,000 or more in aggregate balances of deposit accounts/month
Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee

$2 Per Transaction

FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

ActiveLife® Checking
Monthly Fee

$15 - Fee waived when you do the following: 

  • Make 12 or more debit card transactions/month (does not include ATM withdrawals)

OR

  • Reduce your fee by $5 for each of the following:
    • Complete 1 or more mobile deposit(s)/ month
    • Receive $250 or more in direct deposit(s)/month
    • Have at least 1 other deposit product/ month
      (must maintain a positive average monthly balance)
Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee
  • Up to $10 per month of non-AmeriServ ATM fees will be waived – after that you will be charged $2 per transaction
  • ATM Surcharge Reimbursements – Up to $10 in surcharge fees will be reimbursed at month end
FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

ComfortLife® Checking
Monthly Fee

$20 - Fee waived when you do any of the following:

  • Receive $1,500 or more in direct deposits(s)/month
  • Maintain a $2,500 average monthly balance
  • Maintain $20,000 or more in aggregate balances of deposit accounts/month
Monthly Minimum Balance
Earns Interest

Earn Tiered Interest Based on Balance.

Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee
  • Up to $10 per month of non-AmeriServ ATM fees will be waived – after that you will be charged $2 per transaction
  • ATM Surcharge Reimbursements – Up to $10 in surcharge fees will be reimbursed at month end
FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

StudentLife® Checking

Students already have a lot to think about, so we feel your first checking account should be one that helps you learn and grow without having to keep tabs on too much.

SimpleLife® Checking

Do everything online, from paying bills to receiving your statements. You’ll also have your account in the palm of your hand with mobile banking and deposits. SimpleLife Checking comes with a VISA® Check Card, and checks are available.

ActiveLife® Checking

From full online and mobile access, to credits and surcharge reimbursements for non-AmeriServ ATM use, your account goes where you go.

ComfortLife® Checking

Enjoy all of the convenience of online and in-person banking, along with tiered interest that builds your rate of return alongside your balance. It's the best of both worlds - you've earned it!

StudentLife® Checking
SimpleLife® Checking
ActiveLife® Checking
ComfortLife® Checking
Monthly Fee

$5 - Fee waived when you enroll in eStatements

$7 - Fee waived when you do any of the following:

  • Receive 1 or more direct deposit(s)/ month
  • Maintain a $300 average monthly balance
  • Maintain $1,000 or more in aggregate balances of deposit accounts/month

$15 - Fee waived when you do the following: 

  • Make 12 or more debit card transactions/month (does not include ATM withdrawals)

OR

  • Reduce your fee by $5 for each of the following:
    • Complete 1 or more mobile deposit(s)/ month
    • Receive $250 or more in direct deposit(s)/month
    • Have at least 1 other deposit product/ month
      (must maintain a positive average monthly balance)

$20 - Fee waived when you do any of the following:

  • Receive $1,500 or more in direct deposits(s)/month
  • Maintain a $2,500 average monthly balance
  • Maintain $20,000 or more in aggregate balances of deposit accounts/month
Monthly Minimum Balance
Earns Interest

Earn Tiered Interest Based on Balance.

Free VISA® Debit Card

Yes

Yes

Yes

Non-AmeriServ ATM Fee

Up to $30 per month of non-AmeriServ ATM fees will be waived, after that you will be charged $2 per transaction

$2 Per Transaction

  • Up to $10 per month of non-AmeriServ ATM fees will be waived – after that you will be charged $2 per transaction
  • ATM Surcharge Reimbursements – Up to $10 in surcharge fees will be reimbursed at month end
  • Up to $10 per month of non-AmeriServ ATM fees will be waived – after that you will be charged $2 per transaction
  • ATM Surcharge Reimbursements – Up to $10 in surcharge fees will be reimbursed at month end
FREE VISA® Check Card

Yes

Yes

Yes

Yes

FREE Mobile Banking

Yes

Yes

Yes

Yes

FREE Online Banking

Yes

Yes

Yes

Yes

FREE E-statements

Yes

Yes

Yes

Yes

StudentLife® Checking
Monthly Fee

$5 - Fee waived when you enroll in eStatements

Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card
Non-AmeriServ ATM Fee

Up to $30 per month of non-AmeriServ ATM fees will be waived, after that you will be charged $2 per transaction

FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

SimpleLife® Checking
Monthly Fee

$7 - Fee waived when you do any of the following:

  • Receive 1 or more direct deposit(s)/ month
  • Maintain a $300 average monthly balance
  • Maintain $1,000 or more in aggregate balances of deposit accounts/month
Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee

$2 Per Transaction

FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

ActiveLife® Checking
Monthly Fee

$15 - Fee waived when you do the following: 

  • Make 12 or more debit card transactions/month (does not include ATM withdrawals)

OR

  • Reduce your fee by $5 for each of the following:
    • Complete 1 or more mobile deposit(s)/ month
    • Receive $250 or more in direct deposit(s)/month
    • Have at least 1 other deposit product/ month
      (must maintain a positive average monthly balance)
Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee
  • Up to $10 per month of non-AmeriServ ATM fees will be waived – after that you will be charged $2 per transaction
  • ATM Surcharge Reimbursements – Up to $10 in surcharge fees will be reimbursed at month end
FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

ComfortLife® Checking
Monthly Fee

$20 - Fee waived when you do any of the following:

  • Receive $1,500 or more in direct deposits(s)/month
  • Maintain a $2,500 average monthly balance
  • Maintain $20,000 or more in aggregate balances of deposit accounts/month
Monthly Minimum Balance
Earns Interest

Earn Tiered Interest Based on Balance.

Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee
  • Up to $10 per month of non-AmeriServ ATM fees will be waived – after that you will be charged $2 per transaction
  • ATM Surcharge Reimbursements – Up to $10 in surcharge fees will be reimbursed at month end
FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

StudentLife® Checking

Students already have a lot to think about, so we feel your first checking account should be one that helps you learn and grow without having to keep tabs on too much.

SimpleLife® Checking

Do everything online, from paying bills to receiving your statements. You’ll also have your account in the palm of your hand with mobile banking and deposits. SimpleLife Checking comes with a VISA® Check Card, and checks are available.

ActiveLife® Checking

From full online and mobile access, to credits and surcharge reimbursements for non-AmeriServ ATM use, your account goes where you go.

ComfortLife® Checking

Enjoy all of the convenience of online and in-person banking, along with tiered interest that builds your rate of return alongside your balance. It's the best of both worlds - you've earned it!

Card Suite Lite

Your AmeriServ debit card gives you access to your accounts whenever you need it, wherever Visa® is accepted. That also means that you should watch over your card, just like if it were cash. When you use Card Suite Lite, you know how much you've spent, and where you've spent it.