Compare Business Checking Accounts

Our most popular business checking accounts – designed to make managing your business easier.

Choose the checking account for your business

Whether you’re getting your start-up in order or are already managing large balances, AmeriServ has a checking account option that’s right for you.

Small Business Checking
UltraFlex Business Checking
Free Business Checking
Municipal NOW
Monthly Fee

Average daily balance of at least $10,000

No minimum balance requirements

No minimum balance requirements

Monthly Minimum Balance

Average daily balance of at least $50,000

Earns Interest
Free VISA® Debit Card

Yes

Yes

Yes

Non-AmeriServ ATM Fee
FREE VISA® Check Card

Yes

Yes

FREE Mobile Banking

Yes

Yes

FREE Online Banking

Yes

Yes

FREE E-statements

Yes

Yes

Small Business Checking
Monthly Fee
Monthly Minimum Balance

Average daily balance of at least $50,000

Earns Interest
Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee
FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

UltraFlex Business Checking
Monthly Fee

Average daily balance of at least $10,000

Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card
Non-AmeriServ ATM Fee
FREE VISA® Check Card
FREE Mobile Banking
FREE Online Banking
FREE E-statements
Free Business Checking
Monthly Fee

No minimum balance requirements

Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee
FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

Municipal NOW
Monthly Fee

No minimum balance requirements

Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee
FREE VISA® Check Card
FREE Mobile Banking
FREE Online Banking
FREE E-statements
UltraFlex Business Checking

Manage your business’s cash flow with the flexibility and convenience of a checking account designed for businesses with limited transaction activity.*

Small Business Checking

Accounts designed to fit your unique needs and save your business time and money.

Free Business Checking

Managing your business comes with daily decisions and uncertainties. Your checking account shouldn't be one of them.

Municipal NOW

Our Municipal NOW account provides local municipalities with the opportunity to invest municipal funds with a local bank.

Small Business Checking
UltraFlex Business Checking
Free Business Checking
Municipal NOW
Monthly Fee

Average daily balance of at least $10,000

No minimum balance requirements

No minimum balance requirements

Monthly Minimum Balance

Average daily balance of at least $50,000

Earns Interest
Free VISA® Debit Card

Yes

Yes

Yes

Non-AmeriServ ATM Fee
FREE VISA® Check Card

Yes

Yes

FREE Mobile Banking

Yes

Yes

FREE Online Banking

Yes

Yes

FREE E-statements

Yes

Yes

Small Business Checking
Monthly Fee
Monthly Minimum Balance

Average daily balance of at least $50,000

Earns Interest
Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee
FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

UltraFlex Business Checking
Monthly Fee

Average daily balance of at least $10,000

Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card
Non-AmeriServ ATM Fee
FREE VISA® Check Card
FREE Mobile Banking
FREE Online Banking
FREE E-statements
Free Business Checking
Monthly Fee

No minimum balance requirements

Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee
FREE VISA® Check Card

Yes

FREE Mobile Banking

Yes

FREE Online Banking

Yes

FREE E-statements

Yes

Municipal NOW
Monthly Fee

No minimum balance requirements

Monthly Minimum Balance
Earns Interest
Free VISA® Debit Card

Yes

Non-AmeriServ ATM Fee
FREE VISA® Check Card
FREE Mobile Banking
FREE Online Banking
FREE E-statements

UltraFlex Business Checking

Manage your business’s cash flow with the flexibility and convenience of a checking account designed for businesses with limited transaction activity.*

Small Business Checking

Accounts designed to fit your unique needs and save your business time and money.

Free Business Checking

Managing your business comes with daily decisions and uncertainties. Your checking account shouldn't be one of them.

Municipal NOW

Our Municipal NOW account provides local municipalities with the opportunity to invest municipal funds with a local bank.