Compare Business Checking Accounts

Our most popular business checking accounts – designed to make managing your business easier.

Choose the checking account for your business

Whether you’re getting your start-up in order or are already managing large balances, AmeriServ has a checking account option that’s right for you.

Small Business Checking
UltraFlex Business Checking
Free Business Checking
Municipal NOW
Monthly Fee

Small Business I: Starting at $20/month

Small Business II: Starting at $55/month

Starting at $8/month
Monthly Minimum Balance

Small Business I: Average Daily Balance of $10,000

Small Business II: Average Daily Balance of $50,000

No minimum balance requirements

No minimum balance requirements

No minimum balance requirements

Earns Interest

Based on the PLGIT rate

Free Visa® Debit Card

Yes

Yes

Yes

Non-AmeriServ ATM Fee
Free Mobile Banking

Yes

Yes

Yes

Yes

Free Online Banking

Yes

Yes

Yes

Yes

Free E-statements

Yes

Yes

Yes

Yes

Small Business Checking
Monthly Fee

Small Business I: Starting at $20/month

Small Business II: Starting at $55/month

Monthly Minimum Balance

Small Business I: Average Daily Balance of $10,000

Small Business II: Average Daily Balance of $50,000

Earns Interest
Free Visa® Debit Card

Yes

Non-AmeriServ ATM Fee
Free Mobile Banking

Yes

Free Online Banking

Yes

Free E-statements

Yes

UltraFlex Business Checking
Monthly Fee Starting at $8/month
Monthly Minimum Balance No minimum balance requirements
Earns Interest
Free Visa® Debit Card

Yes

Non-AmeriServ ATM Fee
Free Mobile Banking

Yes

Free Online Banking

Yes

Free E-statements

Yes

Free Business Checking
Monthly Fee
Monthly Minimum Balance

No minimum balance requirements

Earns Interest
Free Visa® Debit Card

Yes

Non-AmeriServ ATM Fee
Free Mobile Banking

Yes

Free Online Banking

Yes

Free E-statements

Yes

Municipal NOW
Monthly Fee
Monthly Minimum Balance

No minimum balance requirements

Earns Interest

Based on the PLGIT rate

Free Visa® Debit Card
Non-AmeriServ ATM Fee
Free Mobile Banking

Yes

Free Online Banking

Yes

Free E-statements

Yes

UltraFlex Business Checking

Manage your business’s cash flow with the flexibility and convenience of a checking account designed for businesses with limited transaction activity.*

Small Business Checking

Accounts designed to fit your unique needs and save your business time and money.

Free Business Checking

Managing your business comes with daily decisions and uncertainties. Your checking account shouldn't be one of them.

Municipal NOW

Our Municipal NOW account provides local municipalities with the opportunity to invest municipal funds with a local bank.