Working with a Mortgage Lender

Borrowing and Credit

Improve your understanding of topics surrounding borrowing and credit.

Improve your finances with this list of interactive resources that will improve your understanding of topics surrounding borrowing and credit. This includes explaining concepts like getting out of debt, refinancing loans, credit card payoff, etc.

Best Practices for Using a Credit Card

Best Practices for Using a Credit Card

Following these guidelines with your credit card can help give a boost to your credit score.

Calculator
Calculator
Housing
Early Mortgage Payoff Calculator

The quicker you payoff your mortgage, the less you'll pay in interest.

Early Withdrawals From Retirement Savings
Borrowing and Credit
Early Withdrawals from Retirement Savings

Early withdrawals from your retirement savings should only be done after careful consideration in order to avoid negative consequences.

People flying using paper money
Coach
Housing
Financial Wellness Assessment

Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.

Illustration of bank statement
Coach
Borrowing and Credit
Get Out of Debt

Receive guidance for getting out of debt based on your unique situation.

Getting a car
Borrowing and Credit
Getting a Car

When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method.

Trim Your Budget
Borrowing and Credit
Guide to Resuming Student Loan Payments

Student loan repayment resumed in October 2023.

Calculator
Calculator
Housing
HELOC Calculator

Discover the HELOC (Home Equity Line of Credit) that you could be approved for.

Create a Holiday Budget
Borrowing and Credit
Holiday Budgeting 101

Think through your holiday spending to avoid going into debt (and feeling regret!)

Blue background with yellow abstract lines
Housing
How Does Amortization Work?

Learn how amortization works to spread payments over time.

Disclaimer

While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.

Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.