Working with a Mortgage Lender

Borrowing and Credit

Improve your understanding of topics surrounding borrowing and credit.

Improve your finances with this list of interactive resources that will improve your understanding of topics surrounding borrowing and credit. This includes explaining concepts like getting out of debt, refinancing loans, credit card payoff, etc.

Best Practices for Using a Credit Card

Best Practices for Using a Credit Card

Following these guidelines with your credit card can help give a boost to your credit score.

Budgeting
Borrowing and Credit
Budgeting Basics

Your budget is, perhaps, the most important aspect of your financial health.

Buying a Home: Exploring Your Options
Housing
Buying a Home: Exploring Your Options

Explore your options for buying a home: first-time buyer benefits, best age to buy, building vs. buying, foreclosure auctions, buying with parents, and owner financing.

Check It Out
Borrowing and Credit
Check it Out

Give your finances a boost by opening your very own checking account–it's fast and it's easy–you've just got to know the basics.

Create a Holiday Budget
Coach
Borrowing and Credit
Create a Holiday Budget

Make sure your holiday merriment matches your budget. Set a spending target and walk through potential expenses to avoid after-holiday regret (and debt).

Calculator
Calculator
Borrowing and Credit
Credit Card Payoff Calculator

How long will it take to pay off a credit card?

Credit Scores
Housing
Credit Scores

Every single time you use credit, the details are added to your credit report and used to influence your credit score.

Calculator
Calculator
Housing
Debt Payoff Calculator

Whether it's a personal loan, credit card, or payment plan on a large purchase, you can see how long it may take to pay off the loan.

Debt-to-Income Ratio: A Key Metric for Your Financial Health
Borrowing and Credit
Debt-to-Income Ratio: A Key Metric for Your Financial Health
If you want to quickly check your financial pulse, your debt-to-income ratio is a key way to do that.
Documentation for SBA Loans
Running a Business
Documentation for SBA Loans

In order to apply for an SBA loan, you'll need to provide the correct documentation.

Disclaimer

While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.

Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.