Graduation cap with money flying out

Life Changes

Be prepared for those inevitable life changes.

Don’t let the fear of the unknown stop you from embracing life changes—explore your options with articles about buying a house, getting married, preparing for children, and more.

Preparing for a Baby

Preparing for a Baby

Having a baby? Here’s how to plan financially for such a big change.

Make the Most of Your HSA or FSA
Coach
Life Changes
Make the Most of Your HSA or FSA

Learn the difference between an HSA and FSA, and predict your health care costs.

Money and human heads depicting different emotions
Life Changes
Money and Emotions
Do you spiral every time you open a credit card bill? Or go impulse shopping when your mood is low? It pays (quite literally) to understand the interplay between your mood and your money.
Calculator
Calculator
Housing
Mortgage Affordability Calculator

How much mortgage can you afford? Find out with our mortgage affordability calculator! Learn about key factors like DTI and credit score to understand your mortgage affordability.

Mortgage Application Checklist
Housing
Mortgage Application Checklist

Applying for a mortgage takes a lot of documentation—prepare with this mortgage application checklist.

Calculator
Calculator
Housing
Mortgage Calculator - Advanced

A small difference in the parameters of your mortgage can make a big impact on how much you pay for your home.

Map of the United States showing path for moving from the West to the East coast
Life Changes
Moving Costs

Moving is a big undertaking, but planning a budget can help make it go as smoothly as possible.

Opening Your First Account
Life Changes
Opening Your First Account

Ready to open your first account at a bank or credit union? Here's a rundown of everything you need to know.

Paper money zero denomination
Life Changes
Suddenly Unemployed? Your Action Plan After Job Loss

Out of work? Here’s a guide to unemployment, severance, retirement, health insurance and finding a new job.

Out of Work
Coach
Life Changes
Out of Work

Review changes to your budget and benefits when you’re out of work, and create an action plan for moving forward.

Disclaimer

While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.

Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.