Fall Into Your Next Home Project
Get the guidance, budgeting resources, financial calculators, and financing options you need to move from “someday” to your next step.
Start With a Plan for Your Home
Every home project runs smoother with a little planning up front.
Whether you are replacing an appliance that needs attention, refreshing a room, or planning a larger renovation, we have you covered with tools and financing options to create a plan that fits your goals and budget.
Enjoy options that can help you plan your fall home project, including:
Explore accounts that can help you save up for your goals.- Access the equity in your home for eligible expenses.
- Use a personal loan with a fixed monthly payment that automatically comes out of your checking account.
- Find articles to help you set a savings goal and build your home improvement budget.
- Try financial calculators to estimate payments and compare different possibilities.
*All loans are subject to credit review and approval.
Find the Right Tools for Your Project
Build Your Project Savings Fund
Set money aside for repairs, updates, or the home project you’ve been planning. A savings account can help you stay organized and make steady progress toward your goal. A Soar Statement Savings Account lets you:
- Get 24/7 access to account via digital banking
- Earn tiered interest rates depending on how much you save
- Have a low minimum balance requirement
Put Your Home’s Equity to Work
A home equity loan or line of credit may offer a way to access funds for eligible expenses, including a planned home improvement project. A Loan in a Line lets you:
- Have one product with multiple options: credit line, fixed rates, or combination of both
- Convert balance into fixed-rate loans for your needs
- Take out as much money as needed and only pay interest on funds withdrawn
Plan for Your Next Project
Personal loans can help you finance home repairs, updates, or other planned expenses. Fixed monthly payments can help make budgeting more predictable. A Personal Loan gives you:
- Competitive rates
- Flexible term options
- Automatic payment deduction from AmeriServ Bank checking accounts
Estimate Your Home Equity Options
Use the HELOC calculator to explore how much you may be able to borrow based on information about your home and current mortgage.
Understand the Basics Before You Borrow
Learn how loans work, what to consider before applying, and how to make an informed borrowing decision for your financial situation.
HELOC vs. Credit Cards: What’s the Difference?
Discover how a home equity line of credit compares to other borrowing options — and how to decide what’s right for you.