The key to your new home.


Make yourself at home with an AmeriServ mortgage.

Whether you’re a first-time buyer or are finally ready to buy the lake house you’ve always wanted, our mortgage loans are designed to suit your lifestyle and budget.

We can help you turn the new house on the market into your dream home.

Your mortgage, your way.

There are many reasons an AmeriServ mortgage is right for you.


Shop for your new home with confidence when you use our free pre-qualification program. We offer no down payment options when you finance with USDA and VA.


The home of your dreams is within reach when you build with an AmeriServ mortgage. Our construction program can help you finally break ground on your home while creating a plan to pay for it in the long term.


Take advantage of the competitive market when you refinance your mortgage through AmeriServ. You can turn the benefits of our low rates into lower payments or even shorten the term of your mortgage.


As of 11-09-2018

Term Rate APR Points

Conventional Mortgage

30-Year Fixed 5.000% 5.105% 0%
20-Year Fixed 4.750% 4.888% 0%
15-Year Fixed 4.375% 4.545% 0%
10-Year Fixed 4.375% 4.619% 0%
7-Year Adjustable Rate
(Fully indexed rate is 5.334%)
4.875% 5.239% 0%

FHA Mortgage
Loan limits vary by county.

FHA 30-Year Fixed 4.375% 5.464% 0%

VA Mortgage

VA 30-Year Fixed 4.500% 4.770% 0%

USDA Rural Housing Program

USDA 30-Year Fixed 4.500% 5.032% 0%


Shop smart and save time.

Pre-qualify today
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