The key to your new home.


Make yourself at home with an AmeriServ mortgage.

Whether you’re a first-time buyer or are finally ready to build your dream home, our mortgage loans are designed to suit your lifestyle and budget.

We can help you turn the new house on the market into your dream home.

Your mortgage, your way.

There are many reasons an AmeriServ mortgage is right for you.


Shop for your new home with confidence when you use our free pre-qualification program. We offer specialized products for unique property types with attractive rates, terms, and features.


The home of your dreams is within reach when you build with an AmeriServ mortgage. Our construction program can help you finally break ground on your home while creating a plan to pay for it in the long term. We offer 30-year fixed rate financing, along with only one closing.


Take advantage of the competitive market when you refinance your mortgage through AmeriServ. You can turn the benefits of our low rates into lower payments or even shorten the term of your mortgage.


As of 09-28-2022

All mortgage rates listed with zero points, unless otherwise noted. Inquire about rate buy down options.

Inquire with Lender for ARM and special financing programs.

Term Interest Rate APR Points

Conventional Mortgage

30-Year Fixed 6.500% 6.624% 0%
20-Year Fixed 6.750% 6.918% 0%
15-Year Fixed 5.875% 6.068% 0%
10-Year Fixed 6.000% 6.276% 0.00193%

FHA Mortgage
Loan limits vary by county.

FHA 30-Year Fixed 6.125% 7.221% 0%

VA Mortgage

VA 30-Year Fixed 6.250% 6.566% 0%

Shop smart and save time.

Pre-qualify today
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