The key to your new home.
Make yourself at home with an AmeriServ mortgage.
Whether you’re a first-time buyer or are finally ready to build your dream home, our mortgage loans are designed to suit your lifestyle and budget.
We can help you turn the new house on the market into your dream home.
Your mortgage, your way.
There are many reasons an AmeriServ mortgage is right for you.
PurchaseShop for your new home with confidence when you use our free pre-qualification program. We offer no down payment options when you finance with USDA and VA. In addition, we also offer specialized products for unique property types with attractive rates, terms, and features.
ConstructionThe home of your dreams is within reach when you build with an AmeriServ mortgage. Our construction program can help you finally break ground on your home while creating a plan to pay for it in the long term. We offer 30-year fixed rate financing, along with only one closing.
RefinancingTake advantage of the competitive market when you refinance your mortgage through AmeriServ. You can turn the benefits of our low rates into lower payments or even shorten the term of your mortgage.
As of 11-24-2020
All mortgage rates listed with zero points. Inquire about rate buy down options.
Rates listed below are for refinance transactions. Inquire with Lender for purchase loan rates.
|7-Year Adjustable Rate
(Fully indexed rate is 3.885%)
|FHA 30-Year Fixed||2.250%||3.283%||0%|
|VA 30-Year Fixed||2.250%||2.479%||0%|
USDA Rural Housing Program
|USDA 30-Year Fixed||2.250%||2.743%||0%|