Auto/Personal Loan
As of 08-15-2022
Automobile & Light Truck Loans |
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| Model Year/Maximum Term | Interest Rate | APR | Estimated Mo. Payment |
| Brand New, Previously Untitled vehicles for 36 months | 4.74% | 5.088% | $300.10 |
| Brand New, Previously Untitled vehicles for 72 months | 5.24% | 5.422% | $163.01 |
| Used model years 2018 & newer for up to 36 months | 5.74% | 6.107% | $304.70 |
| Used model years 2018 & newer for up to 60 months | 6.24% | 6.468% | $195.51 |
| Used 2017-2015 for up to 36 months | 7.74% | 8.114% | $313.89 |
| Annual Percentage Rates (APRs) and terms are provided as examples only and are subject to change without notice. APR and estimated monthly payment based on a $10,000 loan amount. Maximum loan value of 100%. Maximum loan term available based on model year. A 0.25% discount is available for automatic debit from an AmeriServ deposit account. |
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Motorcycle Loans |
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| Model Year/Maximum Term | Interest Rate | APR | Estimated Mo. Payment |
| Brand New, Previously Untitled for up to 60 months | 6.99% | 7.220% | $199.05 |
| Used model years 2018 & newer for up to 60 months | 7.99% | 8.223% | $203.84 |
| Used 2017-2015 for up to 36 months | 9.24% | 9.620% | $320.89 |
| Annual Percentage Rates (APRs) and terms are provided as examples only and are subject to change without notice. APR and estimated monthly payment based on a $10,000 loan amount. Maximum loan to value of 100%. Maximum term loan available based on model year. A 0.25% discount is available for automatic debit from an AmeriServ deposit account. |
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Personal Loan (Unsecured) |
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| Maximum Term | Interest Rate | APR | Estimated Mo. Payment |
| 36-Month | 8.99% | 9.725% | $160.69 |
| 60-Month | 10.99% | 11.460% | $109.86 |
| Annual Percentage Rate (APR) and term are provided as examples only and are subject to change without notice. Minimum loan amount of $2,000 is required. APR and estimated monthly payment is based on a $5,000 loan. A 0.25% discount is available for automatic debit from an AmeriServ deposit account. |
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Personal Line Of Credit (Unsecured) |
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| Type | APR | ||
| Line of Credit | 8.50% | ||
| Annual Percentage Rate (APR) is a variable rate based on the Wall Street Journal Prime Rate and may increase upon consummation, with a maximum of 18.00% APR. An annual fee of $50 will be imposed on the account anniversary date. | |||