Auto/Personal Loan
As of 10-31-2019
Automobile & Light Truck Loans |
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| Model Year/Maximum Term | Interest Rate | APR | Estimated Mo. Payment |
| New 2020-2018 for 72 months | 4.49% | 4.663% | $159.49 |
| New 2020-2018 for 36 months | 3.99% | 4.323% | $296.68 |
| Used model years 2015 & newer for up to 60 months | 5.49% | 5.696% | $191.92 |
| Used model years 2015 & newer for up to 36 months | 4.99% | 5.323% | $301.16 |
| Used 2014-2012 for up to 36 months | 6.74% | 7.073% | $309.11 |
| Annual Percentage Rates (APRs) and terms are provided as examples only and are subject to change without notice. APR and estimated monthly payment based on a $10,000 loan amount. Maximum loan value of 100%. Maximum loan term available based on model year. A 0.25% discount is available for automatic debit from an AmeriServ deposit account. |
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Motorcycle Loans |
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| Model Year/Maximum Term | Interest Rate | APR | Estimated Mo. Payment |
| New 2020-2018 for 60 months | 5.49% | 5.705% | $191.96 |
| Used model years 2015 & newer for up to 60 months | 6.49% | 6.708% | $196.64 |
| Used 2014-2012 for up to 36 months | 7.74% | 8.074% | $313.70 |
| Annual Percentage Rates (APRs) and terms are provided as examples only and are subject to change without notice. APR and estimated monthly payment based on a $10,000 loan amount. Maximum loan to value of 100%. Maximum term loan available based on model year. A 0.25% discount is available for automatic debit from an AmeriServ deposit account. |
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Personal Loan (Unsecured) |
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| Maximum Term | Interest Rate | APR | Estimated Mo. Payment |
| 60-Month | 10.49% | 10.941% | $108.56 |
| 36-Month | 8.49% | 9.202% | $159.47 |
| Annual Percentage Rate (APR) and term are provided as examples only and are subject to change without notice. Minimum loan amount of $2,000 is required. APR and estimated monthly payment is based on a $5,000 loan. A 0.25% discount is available for automatic debit from an AmeriServ deposit account. |
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Personal Line Of Credit (Unsecured) |
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| Type | APR | ||
| Line of Credit | 7.75% | ||
| Annual Percentage Rate (APR) is a variable rate based on the Wall Street Journal Prime Rate and may increase upon consummation, with a maximum of 18.00% APR. An annual fee of $50 will be imposed on the account anniversary date. | |||