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Auto/Personal Loan

As of 10-31-2019

Automobile & Light Truck Loans

Model Year/Maximum Term Interest Rate APR Estimated Mo. Payment
New 2020-2018 for 72 months 4.49% 4.663% $159.49
New 2020-2018 for 36 months 3.99% 4.323% $296.68
Used model years 2015 & newer for up to 60 months 5.49% 5.696% $191.92
Used model years 2015 & newer for up to 36 months 4.99% 5.323% $301.16
Used 2014-2012 for up to 36 months 6.74% 7.073% $309.11
Annual Percentage Rates (APRs) and terms are provided as examples only and are subject to change without notice.
APR and estimated monthly payment based on a $10,000 loan amount. Maximum loan value of 100%. Maximum loan
term available based on model year. A 0.25% discount is available for automatic debit from an AmeriServ deposit account.

Motorcycle Loans

Model Year/Maximum Term Interest Rate APR Estimated Mo. Payment
New 2020-2018 for 60 months 5.49% 5.705% $191.96
Used model years 2015 & newer for up to 60 months 6.49% 6.708% $196.64
Used 2014-2012 for up to 36 months 7.74% 8.074% $313.70
Annual Percentage Rates (APRs) and terms are provided as examples only and are subject to change without notice.
APR and estimated monthly payment based on a $10,000 loan amount. Maximum loan to value of 100%. Maximum
term loan available based on model year. A 0.25% discount is available for automatic debit from an AmeriServ deposit account.

Personal Loan (Unsecured)

Maximum Term Interest Rate APR Estimated Mo. Payment
60-Month 10.49% 10.941% $108.56
36-Month 8.49% 9.202% $159.47
Annual Percentage Rate (APR) and term are provided as examples only and are subject to change without notice.
Minimum loan amount of $2,000 is required. APR and estimated monthly payment is based on a $5,000 loan.
A 0.25% discount is available for automatic debit from an AmeriServ deposit account.

Personal Line Of Credit (Unsecured)

Type APR
Line of Credit 7.75%
Annual Percentage Rate (APR) is a variable rate based on the Wall Street Journal Prime Rate and may increase upon consummation, with a maximum of 18.00% APR. An annual fee of $50 will be imposed on the account anniversary date.

 

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