Auto/Personal Loan

As of 08-15-2022

Automobile & Light Truck Loans

Model Year/Maximum Term Interest Rate APR Estimated Mo. Payment
Brand New, Previously Untitled vehicles for 36 months 4.74% 5.088% $300.10
Brand New, Previously Untitled vehicles for 72 months 5.24% 5.422% $163.01
Used model years 2018 & newer for up to 36 months 5.74% 6.107% $304.70
Used model years 2018 & newer for up to 60 months 6.24% 6.468% $195.51
Used 2017-2015 for up to 36 months 7.74% 8.114% $313.89
Annual Percentage Rates (APRs) and terms are provided as examples only and are subject to change without notice.
APR and estimated monthly payment based on a $10,000 loan amount. Maximum loan value of 100%. Maximum loan
term available based on model year. A 0.25% discount is available for automatic debit from an AmeriServ deposit account.

Motorcycle Loans

Model Year/Maximum Term Interest Rate APR Estimated Mo. Payment
Brand New, Previously Untitled for up to 60 months 6.99% 7.220% $199.05
Used model years 2018 & newer for up to 60 months 7.99% 8.223% $203.84
Used 2017-2015 for up to 36 months 9.24% 9.620% $320.89
Annual Percentage Rates (APRs) and terms are provided as examples only and are subject to change without notice.
APR and estimated monthly payment based on a $10,000 loan amount. Maximum loan to value of 100%. Maximum
term loan available based on model year. A 0.25% discount is available for automatic debit from an AmeriServ deposit account.

Personal Loan (Unsecured)

Maximum Term Interest Rate APR Estimated Mo. Payment
36-Month 8.99% 9.725% $160.69
60-Month 10.99% 11.460% $109.86
Annual Percentage Rate (APR) and term are provided as examples only and are subject to change without notice.
Minimum loan amount of $2,000 is required. APR and estimated monthly payment is based on a $5,000 loan.
A 0.25% discount is available for automatic debit from an AmeriServ deposit account.

Personal Line Of Credit (Unsecured)

Type APR
Line of Credit 8.50%
Annual Percentage Rate (APR) is a variable rate based on the Wall Street Journal Prime Rate and may increase upon consummation, with a maximum of 18.00% APR. An annual fee of $50 will be imposed on the account anniversary date.
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