Auto/Personal Loan
As of 09-01-2021
Automobile & Light Truck Loans |
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| Model Year/Maximum Term | Interest Rate | APR | Estimated Mo. Payment |
| Brand New, Previously Untitled vehicles for 36 months | 3.24% | 3.581% | $293.38 |
| Brand New, Previously Untitled vehicles for 72 months | 3.74% | 3.917% | $156.07 |
| Used model years 2017 & newer for up to 36 months | 4.24% | 4.599% | $297.91 |
| Used model years 2017 & newer for up to 60 months | 4.74% | 4.927% | $160.71 |
| Used 2016-2014 for up to 36 months | 6.24% | 6.605% | $306.97 |
| Annual Percentage Rates (APRs) and terms are provided as examples only and are subject to change without notice. APR and estimated monthly payment based on a $10,000 loan amount. Maximum loan value of 100%. Maximum loan term available based on model year. A 0.25% discount is available for automatic debit from an AmeriServ deposit account. |
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Motorcycle Loans |
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| Model Year/Maximum Term | Interest Rate | APR | Estimated Mo. Payment |
| Brand New, Previously Untitled for up to 60 months | 5.49% | 5.705% | $191.96 |
| Used model years 2017 & newer for up to 60 months | 6.49% | 6.708% | $196.64 |
| Used 2016-2014 for up to 36 months | 7.74% | 8.074% | $313.70 |
| Annual Percentage Rates (APRs) and terms are provided as examples only and are subject to change without notice. APR and estimated monthly payment based on a $10,000 loan amount. Maximum loan to value of 100%. Maximum term loan available based on model year. A 0.25% discount is available for automatic debit from an AmeriServ deposit account. |
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Personal Loan (Unsecured) |
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| Maximum Term | Interest Rate | APR | Estimated Mo. Payment |
| 36-Month | 7.49% | 8.219% | $157.19 |
| 60-Month | 9.49% | 9.954% | $106.12 |
| Annual Percentage Rate (APR) and term are provided as examples only and are subject to change without notice. Minimum loan amount of $2,000 is required. APR and estimated monthly payment is based on a $5,000 loan. A 0.25% discount is available for automatic debit from an AmeriServ deposit account. |
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Personal Line Of Credit (Unsecured) |
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| Type | APR | ||
| Line of Credit | 6.25% | ||
| Annual Percentage Rate (APR) is a variable rate based on the Wall Street Journal Prime Rate and may increase upon consummation, with a maximum of 18.00% APR. An annual fee of $50 will be imposed on the account anniversary date. | |||