PSEA Member Benefits endorsement is limited to AmeriServ’s Residential Mortgages which is referred to as the Mortgage Edge program. PSEA does not represent that its Endorsed Products are right for all members. Each individual must assess the appropriateness of the Endorsed Products for herself or himself. PSEA does not give investment, tax, or legal advice.
Disclaimer of Warranties: PSEA makes no representation or warranties of any kind, either expressed or implied, including but not limited to the advisability of buying or selling a house. Under no circumstances shall PSEA be liable for any consequential, incidental, or indirect damage.
The example mortgage Annual Percentage Rates (APRs) shown are the current rates to purchase a single-family primary residence based on a $125,000 loan amount at 80% loan-to-value (LTV). Rates are subject to change without notice. Other factors which can adjust your loan pricing include, but are not limited to: credit profile, property type, LTV, and lock period. For complete details, specific rates and terms, contact us at 1-855-673-6456
Example mortgage loan for a conventional fixed rate mortgage:
A $125,000 30-year term loan with a down payment of 20% and a 5.081% APR (5.00% interest rate) would result in a monthly interest and principal payment of $671.03 (assumes no points paid on loan). Example payment does not reflect amounts for property taxes and hazard insurance. Your actual payment may be higher to include these amounts.
|LOAN LIMITS VARY BY COUNTY|
|FHA 30-Year Fixed||3.750%||4.933%||0.000%|
|USDA Rural Housing Program|
|USDA 30-Year Fixed||3.750%||4.317%||0.000%|
|PHFA 30-Year Keystone Home Loan|
|Income limits vary. Closing Cost assistance available.|
|PHFA 30-Year Fixed||4.750%||4.845%||0.000%|
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