Welcome PSEA Members! 
PSEA and AmeriServ Bank® have partnered to offer you exclusive loan programs. Whether you need a mortgage, home equity loan or a personal line of credit, we have you covered. AmeriServ is a local Pennsylvania union bank and is now the preferred lender for PSEA members, their parents and children.  We are proud to be one of only 10 unionized banks in the country. Since AmeriServ is a Pennsylvania bank, you'll receive faster personal service and a quick turnaround. 
Low interest rates. In fact, we're not sure you'll find a lower rate anywhere else. 
Click here to view the current PSEA loan rates. 
The MortgageEdge Program 
If you're looking to purchase or refinance a home in Pennsylvania, you can save big with PSEA MortgageEdge. 
• $300 discount on already low lender fees 
• One FREE rate relock opportunity ($400 value) 
Loan in a Line Home Equity 
•  The flexibility of a line of credit and a fixed rate loan in the same product 
•  Minimum APR reduced .5% on the line of credit 
•  Low introductory rate for the first 6 months 
•  NO Annual Fee 
Personal Line of Credit 
•  Competitive Rates 
•  NO processing fee 
•  NO annual fee 
•  NO deposit account (checking or savings) required 
•  NO collateral required 
Have Questions? Contact us by Phone or Online 
In order to qualify for discounts and offers, you must access the program through the AmeriServ Loan Application Center's toll free number 1-855-673-6456 or complete a "contact form". Click here to go to the contact form. 
Our friendly loan specialists will guide you through the process. These offers are exclusive to PSEA members and we've hired a specialty team to make sure you receive personalized service of the highest quality. So, feel free to contact us Monday - Friday, 8:00 am to 5:00 pm. If we are not available when you call, be sure to leave a message and we'll get back to you within one business day.  
Call 1-855-673-6456 for more information or to apply by phone.  

Lia Pritts 
PSEA Mortgage Originator 
1-855-673-6456, ext. 5261 
Other PSEA Member Benefit Opportunities related to Mortgage Lending include: 
1.  Discount Mortgage Settlement Services: You may choose to utilize Guardian Transfer as your settlement company for your mortgage. Guardian Transfer is a PSEA endorsed program and provides a waiver of the document preparation fee ($125 value) 
2.  Discount Real Estate Program: If you are buying and/or selling real estate, you may choose to utilize the PSEA Member benefit endorsed Home Edge Cash Back Real Estate program.  Eligible cash back amounts range from $400 to $5,000 based on the sale price of the home.  You must be enrolled in the program and be represented at closing by an approved agent with a participating real estate firm in order to qualify for the cash back bonus.   
PSEA Member Benefits endorsement is limited to AmeriServ’s Residential Mortgages which is referred to as the Mortgage Edge program. PSEA does not represent that its Endorsed Products are right for all members. Each individual must assess the appropriateness of the Endorsed Products for herself or himself. PSEA does not give investment, tax, or legal advice. 
Disclaimer of Warranties:  PSEA makes no representation or warranties of any kind, either expressed or implied, including but not limited to the advisability of buying or selling a house. Under no circumstances shall PSEA be liable for any consequential, incidental, or indirect damage. 
DISCLAIMER: This business is not responsible for and has no control over the subject matter, content, information, or graphics when viewing links attached to this website.