PSEA and AmeriServ Bank® have partnered to offer you exclusive loan programs. Whether you need a mortgage, refinance, home equity loan or a personal line of credit, we've got you covered.

The MortgageEdge Program

AmeriServ is a local Pennsylvania union bank and is now the preferred mortgage lender for PSEA members, their parents and children. If you're looking to purchase or refinance a home in Pennsylvania, save big with PSEA MortgageEdge. We are proud to be one of only 10 unionized banks in the country. Since AmeriServ is a PA bank, you'll receive faster personal service and a quick turnaround. What does this program include?

Lowest Rates Anywhere!

  • Low interest rates on mortgages. In fact, we're not sure you'll find a lower rate anywhere else.
  • For a limited time, no origination fee for a savings of $645!
  • One FREE rate relock opportunity ($400 value)

Loan in a Line Home Equity

  • The flexibility of a line of credit and a fixed rate loan in the same product
  • Minimum APR reduced .5% on the line of credit
  • Low introductory rate for the first 9 months
  • NO Annual Fee

Personal Line of Credit

  • Competitive Rates
  • NO processing fee
  • NO annual fee
  • NO deposit account (checking or savings) required
  • NO collateral required

Have Questions? Contact us by Phone or Online

In order to qualify for discounts and offers, you must access the program through the AmeriServ Loan Application Center's toll free number 1-855-673-6456 or complete a pre-qualification form.

Our friendly loan specialist will guide you through the process. These offers are exclusive to PSEA members, their parents and children. Contact us Monday - Friday, 8:00 am to 5:00 pm. If we are not available when you call, be sure to leave a message and we'll get back to you within one business day. 

Call 1-855-673-6456 for more information or to apply by phone.

Lia Pritts
PSEA Mortgage Originator
1-855-673-6456, ext. 5261

Other PSEA Member Benefit Opportunities related to Mortgage Lending include:

  1. Discount Mortgage Settlement Services: You may choose to utilize Guardian Transfer as your settlement company for your mortgage. Guardian Transfer is a PSEA endorsed program and provides a waiver of the document preparation fee ($125 value)

  2. Discount Real Estate Program: If you are buying and/or selling real estate, you may choose to utilize the PSEA Member benefit endorsed Home Edge Cash Back Real Estate program. Eligible cash back amounts range from $400 to $5,000 based on the sale price of the home. You must be enrolled in the program and be represented at closing by an approved agent with a participating real estate firm in order to qualify for the cash back bonus. 

PSEA Member Benefits endorsement is limited to AmeriServ’s Residential Mortgages which is referred to as the Mortgage Edge program and Home Equity line of credit and Personal line of credit. PSEA does not represent that its Endorsed Products are right for all members. Each individual must assess the appropriateness of the Endorsed Products for herself or himself. PSEA does not give investment, tax, or legal advice.

Disclaimer of Warranties: PSEA makes no representation or warranties of any kind, either expressed or implied, including but not limited to the advisability of buying or selling a house. Under no circumstances shall PSEA be liable for any consequential, incidental, or indirect damage.