Want to Switch to AmeriServ? We've got a convenient Switch Kit form. Click here to get started. 
 
The Everything Checking 
This is our BEST checking account with added estimated value of $600 in AmeriServ products and services. Monthly fee may be waived if you maintain an aggregate daily balance of $20,000 to include all your AmeriServ accounts. The more you bank with us, the more you save. Other features include: 
 
     •  Free AmeriServ ATM usage AND up to 10 non-AmeriServ ATM transactions each month.  
        (You may be charged a surcharge from other banks.) 
     •  Free Mobile Banking with Mobile Deposit 
     •  Free Internet Banking with Bill Pay 
     •  Monthly statements - You choose, paper or electronic 
     •  Earn Tiered Interest - on balances above $2,500 
     •  Receive up to two boxes of AmeriServ logo checks per year for free 
     •  Free VISA® Check Card 
     •  Free Safe Deposit Box Rental for one year 
     •  Free Cashier Checks and Money Orders 
     •  Overdraft Protection from your Line of Credit 
     •  SOAR Statement Savings with no minimum balance requirements 
     •  Free Mortgage Pre-qualification 
     •  Free Financial Consultation with no obligation 
APPLY NOW 
 
Top Interest Checking 
If you like earning interest, look no further than the AmeriServ Top Interest Checking account. As the name implies, you earn our best checking interest rate, in addition to more value than competitor's interest-bearing checking accounts. With Top Interest Checking you get: 

  • Tiered Interest Rates. Earn higher rates for higher balances.
  • Free Travelers Checks. No charge for American Express travelers checks.
  • Free Cashiers Checks/Money Orders. Customers receive two no-service-fee Cashiers Checks and two no-service-fee Money Orders every month.
  • Low opening deposit of $50.
  • Avoid Monthly Service Charge when you maintain a daily balance of $1500 or greater.
  • Free Telephone Banking.
  • VISA® Check Card. AmeriServ’s VISA check card is the most convenient way to shop at thousands of stores that accept VISA.
  • Free Online Banking with Bill Pay when you enroll in payroll direct deposit.
  • Low minimum opening deposit of $50
  • APPLY NOW 
     
    Ultimate Free Checking 
    Nobody beats our Ultimate Free Checking account. You can't find another free checking account that offers all of these features: 

  • A Free box of checks when you open your Ultimate Free Checking account.
  • One waived overdraft during the first year.
  • VISA® Check Card. AmeriServ’s VISA check card is the most convenient way to shop at thousands of stores that accept VISA.
  • No monthly service fee.
  • Free Online Banking with Bill Pay when you enroll in payroll direct deposit.
  • Free Telephone Banking.
  •  
    APPLY NOW 
     
    Money Market Accounts 
    Our Money Market accounts are right for high balance accounts that need more competitive rates. This account is a tiered interest rate product - the larger the deposit, the higher the interest rate earned. The interest is compounded monthly and paid monthly. Call us today at 1-800-837-BANK for our latest Money Market rates. Minimum opening deposit for AmeriServ money market accounts is $5000. 
     
    APPLY NOW 
     
    Electronic Transfer Account (ETA) Checking 
    The AmeriServ ETA checking is perfect for customers who need a checking account solely to receive government payment direct deposits. There is no minimum opening deposit and you pay a low monthly service fee. ETA checking also offers free telephone and Online Banking. 
     
    Learn More About Our Fabulous Checking Accounts! 
    Certain restrictions apply, so be sure to contact your nearest AmeriServ office, call us at 1-800-837-BANK, or email us for complete checking account program details and offers. AmeriServ is "here to serve" with the best checking options in town! 
     
     
     
     
     
     
     


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