Owning your own home is the American dream, but it isn't always an easy dream to reach. You need to find the right home, in the right location, at the right price. Then you need to find the right financing. That's where we come in. We have unmatched service and support to make your new home a reality. Count on AmeriServ to offer leading mortgage loan rates. Take a look at our current rates and you'll see why so many of your friends and neighbors choose AmeriServ. 
AmeriServ offers a wide variety of attractive home lending products, and we help you choose the terms and financing that best suits your lifestyle and budget. Stop by or call one of our Mortgage professionals listed below. At AmeriServ, we make home dreams come true! 
  • FREE prequalification guidelines
  • Low down payment options
  • Conventional Mortgages
  • FHA mortgages
  • Military veteran (VA) mortgages
  • PHFA mortgages
  • Construction loans
  • Bi-weekly mortgages
  • Adjustable rate mortgages
  • Bridge loans
    Mortgage Prequalification 
    Here’s a smart idea! Come to AmeriServ before you shop for a new home and we can get you "prequalified" before you speak to a real estate professional. For convenient prequalification, take a minute to complete our online prequalification application. When you get prequalified first, you know how much home you can afford, so you can shop smart and save time. You can be prequalified quickly either online or over the phone. You can call AmeriServ today at 1-800-837-BANK, and we'll connect you with a mortgage specialist who can get you a fast answer to the question, “How much home can I afford?”. 
    Community First-Time Home Buyer Programs 
    Many of our local communities offer mortgage programs to first-time home buyers. You can review our list of currently available programsyou may qualify for in your area, or contact us for a complete and updated listing of mortgage programs that may be right for you.  
    Contact A Mortgage Professional Near You 
    When you have mortgage questions or are ready to buy, you want fast personal service. AmeriServ understands. That's why we offer a wide network of AmeriServ home buying professionals. Whether you are building, refinancing or buying a home, contact an AmeriServ home buying professional who specializes in your area today. You will get a great rate that also comes with great service. Or, if you prefer, contact us us today with any mortgage or refinancing question and we'll contact you. 

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