Now in Hagerstown!

Come in to the new Hagerstown branch and open a new SimpleLife, ActiveLife or ComfortLife Checking account and you can get $250 deposited in your account with a qualifying minimum direct deposit of $250.

Earn up to 1.00% APY on the AmeriServ Advantage Money Market Account

The AmeriServ Bank Advantage Money Market Account earns you more interest than a standard savings account. Plus, the more you deposit, the more interest you will earn with our tiered rates.

  • $0 – $19,999.99 – 0.40% APY**
  • $20,000 – $99,999.99 – 0.60% APY**
  • $100,000 and up – 1.00% APY**


Come visit us at 12806 Shank Farm Way in Hagerstown
* To earn the $250 incentive payment, you must open or maintain a qualified AmeriServ Checking Account – SimpleLife, ActiveLife or Comfort Life Checking – and establish a direct deposit of at least $250 per month. StudentLife Checking does not qualify for this offer. Qualified new checking account must be opened by a non-AmeriServ Bank customer with funds not already on deposit at AmeriServ Bank. New accounts are subject to bank approval and minimum opening deposit of $50. New account direct deposit must occur within 90 days of account opening. Incentive is taxable and a 1099-MISC will be issued. Incentive will be paid within 30 days after the initial direct deposit occurs. Offer is current as of 11/01/18 and may be modified or discontinued without notice. Offer available only at the AmeriServ Hagerstown office.

** The Annual Percentage Yields (APYs) quoted are current as of November 1, 2018. Interest will be compounded every month and credited to your account every month. If you close your account before interest is credited, you will receive the accrued interest. A $5,000 opening deposit is required. You must maintain a daily balance of $10,000, or maintain an additional active checking account to avoid fees. A $7 fee will be imposed the month that the balance falls between $5,000 and less than $10,000. A $15 fee will be imposed the month the balance falls below $5,000. You may make no more than six preauthorized withdrawals, automatic or telephone transfers, checks, drafts and similar transactions from your account per month. If transaction limits are exceeded, the account may be converted to a transaction account and a $15 fee per excess transfer may be imposed. Fees may reduce earnings. At our discretion, we may change the rate on our account at any time after the account is opened. Offer available only at the AmeriServ Hagerstown office.