Johnstown Area Regional Industries 
Nobody creates or maintains more jobs for our region than JARI. That's why AmeriServ supports JARI's work. We encourage you to learn more and join the effort to attract new jobs to our communities. 
 
United Way of the Laurel Highlands 
With your help, the United Way of the Laurel Highlands is working to advance the common good by focusing on education, income, and health. These are the building blocks for a good life; a quality education that leads to a stable job, enough income to support a family through retirement, and good health. The United Way's goal is to create long lasting changes that prevent problems from happening in the first place. AmeriServ and our team of caring employees have given generously to the United Way, and hope you consider supporting your community United Way, too! 
 
City of Johnstown: Home Renovation Loan 
This mortgage program is designed to assist first-time home buyers within the City of Johnstown corporate limits to purchase a single family home and perform renovation activity with the use of the City’s Rehabilitation loan funds. If you meet certain eligibility requirements, including having household income below the HUD income limits, the City will agree to provide a deferred second mortgage, not to exceed $20,000, for the needed repairs to the property. AmeriServ will provide the maximum financing to borrowers, not to exceed 80% of the appraised value of the house. For more information, contact Maria Nikolishen at AmeriServ Financial by calling 814-533-5267, or the City of Johnstown Residential Development Officer at 814-533-2046. 
 
Centre County First Time Home Buyer Assistance Program 
The Centre County First Time Home Buyer Assistance Program is designed to help meet the needs of low to moderate-income first time home buyers purchasing homes in Centre County by offering down payment and closing costs assistance. Centre County will provide qualified borrowers with a maximum of $10,000, or 10% of the purchase price of the home, whichever is less. For more information, contact Maria Nikolishen at AmeriServ Financial by calling 814-533-5267, or contact the Centre County Housing Authority at 814-355-6750. 
 
Roxbury Bandshell 
We like what Bandshell organizers have done! The Roxbury Bandshell Preservation Alliance has turned an old, unused outdoor stage into a freshly remodeled and wonderful source of community entertainment. Check out their Web site and visit the Bandshell during the warm months for an outdoor music performance. Now this is entertainment! 
 
State College Borough First Time Home Buyer Program 
The Borough participates in a First Time Home Buyer program designed to create housing opportunities for low to moderate-income families. The full subsidy must be paid back when borrower sells or transfers the home or the home is no longer their primary residence. Low income families are required to contribute 1% of their own funds as a down payment. The Borough will provide additional funding secured by a second mortgage ranging from 27-47% of the value of the property. Moderate income families are required to contribute 3% of their own funds as a down payment. The Borough will provide an additional 12% of the purchase price (not to exceed $12,000) secured by a second mortgage. For more information, contact Maria Nikolishen at AmeriServ Financial by calling 814-533-5267, or the State College Borough at 814-234-7109. 
 
Johnstown Area Heritage Association (JAHA) 
You've heard about the great entertainment available each year from the AmeriServ Flood City Music Festival. But did you know that JAHA sponsors a ton of other attractions year-round? Stop by their Web site today to see the variety of heritage-based attractions available to our community. 
 
Mon Valley Initiative (MVI) First Time Home Buyers Program 
AmeriServ and the Mon Valley Initiative participate in a First Time Home Buyer program designed to create housing opportunities for low- to moderate-income families in the Monongahela Valley, which includes parts of Allegheny, Westmoreland, Fayette and Washington Counties. MVI offers homeownership classes that educate first time home buyers about every step of buying and maintaining a home. AmeriServ will also work closely with our buyers throughout the home buying process. For more information contact Maria Nikolishen at AmeriServ Financial by calling 814-533-5267, or the Mon Valley Initiative at 412- 464-4000. 
 
 
 


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