Free Business Checking

Free Business Checking has flexibility and convenience for all businesses. This account has no monthly service fee and no minimum balance requirements and is ideal for lower volume items up to 250 per month. Items are defined as checks paid, deposits with individual checks and cash, and ACH deposits and withdrawals. There is a monthly statement provided with our check safekeeping service. Additional benefits include a FREE Visa Business Check Card and our Internet Copper Package (free for one year). We will waive the initial Internet setup fees when you open this checking account.

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UltraFlex Business Checking

UltraFlex Business Checking has the ultimate in flexibility and convenience and is designed for businesses with limited transaction activity. This account is great for medium volume items up to 500 per month. You receive a monthly statement and our check safekeeping service. You receive more benefits with UltraFlex Checking, including a FREE Visa Business Check Card and our Internet Bronze Package (free for the first year). AmeriServ will waive the Internet set up fees when you open this account.

Need to write checks?
The UltraFlex checking account offers up to $50 credit towards your first order of business style checks ordered through our check vendor.

Making Deposits?
AmeriServ provides you with your initial endorsement stamp to make your deposit process faster. 

Need to make a deposit at night?
The UltraFlex Business Checking account comes with FREE Night Depository Service for your first year. 

Running short on cash?
We offer qualifying business customers a line of credit to cover overdrafts or for extra cash on hand.

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Small Business Checking I

This account is designed for business customers who have limited transaction activity and maintain at least a $10,000 minimum daily balance.

The Small Business Checking I package includes our Business Online Banking Silver Plan. The Silver Plan includes additional features such as Bill Payment Services, ACH Credits, Tax Payments, Domestic Wires, and ACH Pass Thru Files. In addition, this account includes a VISA Business Check Card, options to protect from overdraft charges, a year of our convenient Night Depository Service, and a comprehensive monthly statement.

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Small Business Checking II

This account is designed for medium to large business customers who have limited transaction activity and maintain at least a $50,000 minimum daily balance.

The Small Business Checking II package includes our Business Online Banking Gold Plan. The Gold Plan includes additional features such as Bill Payment Services, Tax Payments, Domestic & International Wires, Alerts, and Full Function ACH. In addition, this account includes a VISA Business Check Card, options to protect from overdraft charges, a year of our convenient Night Depository Service, and a comprehensive monthly statement.

Remote Deposit Capture Services and a single feed scanner are also included with this bundle.

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Business Account Analysis Checking  

Account Analysis checking is designed for medium to large-sized businesses with high account activity and/or larger balances. This account is set up so that an earnings credit is calculated on the monthly average collected balance. That credit is then used to offset activity charges associated with the account. This account includes the convenient Visa Business Check Card. You receive a monthly statement and our check safekeeping service. Businesses requesting coin and currency exchange, remote deposit capture, Internet access with cash management services, and any number of business services will benefit from account analysis.

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Sweep Service

Businesses with large balances and the need for liquidity will benefit from our Daily Investment Sweep Service . Idle collected balances are invested daily into interest-earning funds and there are various funds you can choose. This service compliments all of our business checking products. All transfers to or from your account are fully automated. A monthly activity statement provides you with important account details.


NOW Account Checking (Non-Personal) 

The NOW Checking Account is an interest-bearing checking account for eligible businesses. This account offers the convenience of unlimited check writing plus the benefit of earning interest on the collected balance. Interest is paid monthly and you will receive a monthly statement. Eligibility is restricted by government regulations. Corporations and partnerships are ineligible for this account.