The example mortgage Annual Percentage Rates (APRs) shown are the current rates to purchase a single-family primary residence based on a $125,000 loan amount at 80% loan-to-value (LTV). Rates are subject to change without notice. Other factors which can adjust your loan pricing include, but are not limited to: credit profile, property type, LTV, and lock period.  For complete details, specific rates and terms, contact the Mortgage Loan Officer nearest you. 
Example mortgage loan for a conventional fixed rate mortgage: 
A $125,000 30-year term loan with a down payment of 20% and a 5.081% APR (5.00% interest rate) would result in a monthly interest and principal payment of $671.03 (assumes no points paid on loan). Example payment does not reflect amounts for property taxes and hazard insurance. Your actual payment may be higher to include these amounts. 
AmeriServ is always a good choice for your home mortgage, here's why. 

Rates current as of 04/18/2014
Conventional Mortgages
30-Year Fixed4.500%4.600%0.000%
15-Year Fixed3.500%3.659%0.000%
10-Year Fixed3.125%3.347%0.000%
FHA Mortgage
Loan limits vary by county
FHA 30-Year Fixed3.750%4.933%0.000%
USDA - Rural Housing Program
USDA 30-Year Fixed3.750%4.317%0.000%
PHFA 30-Year Keystone Home Loan
Income limits vary. Closing cost assistance available.
PHFA 30-Year Fixed4.750%4.845%0.000%

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