Free Business Checking 
Free Business Checking has flexibility and convenience for all businesses. This account has no monthly service fee and no minimum balance requirements and is ideal for lower volume transactions up to 300 per month. Transactions are defined as checks paid, deposits with individual checks and cash, and ACH deposits and withdrawals. There is a monthly statement provided with our check safekeeping service. Additional benefits include a FREE Visa Business Check Card and our Internet Copper Package (free for one year). We will waive the initial Internet setup fees when you open this checking account.  
 
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UltraFlex Business Checking 
UltraFlex Business Checking has the ultimate in flexibility and convenience and is designed for businesses with limited transaction activity. This account is great for medium volume transactions up to 500 per month. You receive a monthly statement and our check safekeeping service. You receive more benefits with UltraFlex Checking, including a FREE Visa Business Check Card and our Internet Bronze Package (free for the first year). AmeriServ will waive the Internet set up fees when you open this account. 
 
Need to write checks? The UltraFlex checking account offers up to $100 credit towards your first order of business style checks ordered through our check vendor.  
 
Making Deposits? AmeriServ provides you with your initial endorsement stamp to make your deposit process faster.  
 
Need to make a deposit at night? The UltraFlex Business Checking account comes with FREE Night Depository Service for your first year.  
 
Running short on cash? We offer qualifying business customers a line of credit to cover overdrafts or for extra cash on hand. 
 
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Business Account Analysis Checking 
Account Analysis checking is designed for medium to large-sized businesses with high account activity and/or larger balances. This account is set up so that an earnings credit is calculated on the monthly average collected balance. That credit is then used to offset activity charges associated with the account. This account includes the convenient Visa Business Check Card. You receive a monthly statement and our check safekeeping service. Businesses requesting coin and currency exchange, remote deposit capture, Internet access with cash management services, and any number of business services will benefit from account analysis. 
 
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Sweep Service  
Businesses with large balances and the need for liquidity will benefit from our Daily Investment Sweep Service. Idle collected balances are invested daily into interest-earning funds and there are various funds you can choose. This service compliments all of our business checking products. All transfers to or from your account are fully automated.  A monthly activity statement provides you with important account details. 
 
 
Health Savings Account (HSA) 
Health Savings Accounts are an option to assist employers to provide health care coverage for their employees. If your business offers a High Deductible Health Care plan for your employees, AmeriServ has an HSA account that earns interest and provides immediate access to the employee’s savings when they need it.  

  • HSAs allow for both employers and employees to make contributions.
  • HSAs help you by sharing the cost of health care benefits with employees.
  • Employers and employees can contribute in a lump sum or any amount during the year.
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    NOW Account Checking (Non-Personal) 
    The NOW Checking Account is an interest-bearing checking account for eligible businesses. This account offers the convenience of unlimited check writing plus the benefit of earning interest on the collected balance. Interest is paid monthly and you will receive a monthly statement. Eligibility is restricted by government regulations. Corporations and partnerships are ineligible for this account. 
     


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