Just like having a security system in your home or being sure to lock your car, you can do a lot to deter cybercrime by following some simple steps.
Keep security software current.
New computer viruses (and new versions of old ones) are being released all the time. So making sure you have the latest security software, web browser, and operating system updates are your best defenses against these threats. Often, you can set those updates to be automatically installed as soon as they become available.
Be aware of how you connect to the Internet.
If you're at home, make sure your Wi-Fi network is password-protected so that outsiders cannot log onto your network and gather information. If you're in a public place that offers Wi-Fi access, be cautious of what you send over their network. Try to refrain from banking or other sensitive activities until you're in a more secure location.
Check the site.
If you are banking or shopping online, check that the site you are using is security-enabled. Look for sites that start with "https://" or "shttp://", which means that the site is taking extra precautions to help secure your information.
Set a strong password.
To make a password strong, use a combination of capital and lowercase letters, along with numbers and symbols. Avoid using words that are easily guessed such as your child's name or your favorite sports team. The more unique your password is, the better it will protect you and your personal information.
Information sent to anyone via email may not be encrypted and therefore, private, personal information should be kept out of all email correspondence.
If you suspect fraud on any of your AmeriServ accounts, contact us toll-free at 1-800-837-2265.