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Online Account Opening

The following products can be applied for online in 5 – 10 minutes.

ACCOUNT OPTIONS

The perfect solution for a student just getting started. For a first-time bank account, AmeriServ StudentLife Checking has a lot of bells and whistles, like free mobile and online banking and a VISA® Check Card.
 
 
 
 
 

  • $5 MONTHLY FEE
  • Fee waived when you do any of the following:
    • Enroll in eStatements
  • Students, Age 15-25
  • Product automatically converts to ActiveLife Checking upon reaching the student’s 25th birthday
  • Must provide proof of active enrollment in high school, college, or vocational program. (e.g. Student ID, Report Card, Power School)
  • Up to $30 per month of non-AmeriServ ATM fees will be waived, after that you will be charged $2 per transaction
  • Up to $30 per month in ATM surcharge fees will be reimbursed at month end.
  • FREE VISA® Check Card
  • FREE Mobile Banking
  • FREE Online Banking with Bill Pay
  • FREE E-statements
  • Deluxe Checks Available for Purchase
SimpleLIFE Checking

Keep life simple with AmeriServ SimpleLife Checking. You get everything you need and nothing you don’t want. Do everything online, from paying bills to receiving your statements. You’ll also have your account in the palm of your hand with mobile banking and deposits. SimpleLife Checking comes with a VISA Check Card and checks are available.

  • $7 MONTHLY FEE
  • Fee waived when you do any of the following:
    • Receive 1 or more direct deposit(s)/ month
    • Maintain a $300 average monthly balance
    • Maintain $1,000 or more in aggregate balances of deposit accounts/month
  • FREE AmeriServ ATM Usage
  • Non-AmeriServ ATM Fee $2 Per Transaction
  • FREE VISA® Check Card
  • FREE Mobile Banking
  • FREE Online Banking with Bill Pay
  • FREE E-statements
  • Deluxe Checks Available for Purchase
ActiveLIFE Checking

You live an active life, and so should your checking account. Whether you’re crossing
the street or crossing the country, AmeriServ ActiveLife Checking is with you every step of the way. From full online and mobile access to foreign ATM credits and surcharge reimbursements, your account goes where you go. So, let’s get started!
 

  • $15 MONTHLY FEE
  • Fee waived when you do the following:
    • Make 12 or more debit card transactions/month (does not include ATM withdrawals)

OR

  • Reduce your fee by $5 for each of the following:
    • Complete 1 or more mobile deposit(s)/ month
    • Receive $250 or more in direct deposit(s)/month
    • Have at least 1 other deposit product/ month
      (must maintain a positive average monthly balance)
  • FREE AmeriServ ATM Usage
  • Non-AmeriServ ATM Fee – Up to $10 per month of non-AmeriServ ATM fees will be waived – after that you will be charged $2 per transaction
  • ATM Surcharge Reimbursements – Up to $10 in surcharge fees will be reimbursed at month end
  • FREE VISA® Check Card
  • FREE Mobile Banking
  • FREE Online Banking with Bill Pay
  • FREE E-statements
  • Deluxe Checks Available for Purchase
ComfortLIFE Checking

Get comfortable with AmeriServ ComfortLife Checking. Enjoy all of the convenience of online and in-person banking along with tiered interest that builds your rate of return alongside your balance. Also, enjoy one free box of Specialty Blue checks per year. It’s the best of both worlds – you’ve earned it!
 
 

  • $20 MONTHLY FEE
  • Fee waived when you do any of the following:
    • Receive $1,500 or more in direct deposits(s)/month
    • Maintain a $2,500 average monthly balance
    • Maintain $20,000 or more in aggregate balances of deposit accounts/month
  • Earn Tiered Interest Based on Balance.
  • FREE AmeriServ ATM Usage
  • Non-AmeriServ ATM Fee – Up to $10 per month of non-AmeriServ ATM fees will be waived – after that you will be charged $2 per transaction
  • ATM Surcharge Reimbursements – Up to $10 in surcharge fees will be reimbursed at month end
  • FREE Paper Statements or E-Statements
  • FREE Check Images Available
  • One box of Specialty Blue Checks Per Year (Single or Duplicate)
  • FREE VISA® Check Card
  • FREE Mobile Banking
  • FREE Online Banking with Bill Pay
  • Unlimited Cashier’s Checks
  • Unlimited Money Orders
  • Free Small Safe Deposit Box (Where Available)

Watch your savings soar with our most popular savings account. This account gives you the flexibility to access your money from any ATM, and includes a variable savings rate, compounded quarterly. With tiered interest rates, the more you save, the more you can earn.

  • Minimum Deposit $25
  • Rate
    • Less than $25,000: 0.10% / 0.10% APY
    • $25,000 or more: 0.20% / 0.20% APY

*Federal regulation permits no more than 6 transfers, withdrawals, or a combination of transfers and withdrawals per calendar month, including transfers to another account of the depositor at the same institution or a third party by means of preauthorized, telephone, or automatic transfer, or by check, draft, or debit card. You may make unlimited deposits or withdrawals at a branch. Failure to follow transfer limitation guidelines may result in your account being converted to a non-interest-bearing account.

If you’re looking for the right savings tool in today’s market, check out AmeriServ’s 2-Year CD. And because it’s a CD, you know your savings are FDIC insured.
 
 
 
 

  • Minimum Deposit $1,000
  • Rate 2.65%
  • APY*2.65%

*The Annual Percentage Yields (APY) shown are offered on accounts accepted at AmeriServ Financial and are accurate for the dates shown above, unless otherwise noted. Rates are subject to change without notice. Other rates and terms may apply. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Call AmeriServ Financial at 1-800-837-BANK for more details.

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