Partnerships that pay.
Working together always comes with perks.
The Affinity program is designed to extend exclusive loan offers to companies and organizations that have a special relationship with AmeriServ.
Whether your employees are looking to purchase or refinance a mortgage, need a home equity loan or a personal line of credit, we’ve got them covered.Pre-Qualify Today
Are you eligible?
These offers are extended to Affinity members, their parents, their children, and their siblings.
Find a program that fits you.
MortgageSave big when you refinance or purchase a home in Pennsylvania. We can help lower your costs by waiving loan origination fees ($695 value), offering one free rate re-lock opportunity ($400 value), rate buy down options (up to $250), and providing the low rates you deserve.
Loan in a Line Home EquityWe put you in control of your lending needs with our Loan in a Line. Use the equity in your home as a credit line, or tackle those large expenses by using part of your line to grant yourself fixed-rate loans. With Loan in a Line, you’re in charge.
Personal Line of CreditAvoid high-interest credit cards by taking out a personal line of credit, featuring special perks for Affinity members. Save money with no processing or annual fees, and enjoy the convenience of no required collateral.
Contact a Loan Specialist.
Talk to Lia Pritts by calling 1-855-673-6456, Monday – Friday (8:00 – 5:00)
As of 05-11-2022
All mortgage rates listed with zero points, unless otherwise noted. Inquire about rate buy down options.
Inquire with Lender for ARM and special financing programs.
|FHA 30-Year Fixed||N/A||N/A||N/A|
|VA 30-Year Fixed||N/A||N/A||N/A|
Loan in a Line Home Equity
|Introductory APR (1A)||0.95% – Effective for 4 Months||Under $75,000|
|Standard APR (1B)||4.00% – After Introductory Period||Under $75,000|
|Introductory APR (2A)||0.95% – Effective for 4 Months||More than $75,000|
|Standard APR (2B)||4.00% – After Introductory Period||More than $75,000|
Fixed Rate Home Equity Loans (3)
Fixed rate loan is available within the Loan in a Line Home Equity Loan only
|Term||Interest Rate||APR||Estimated Monthly Payment|
|36 months||2.99%||2.993%||$ 726.95|
|60 months||2.99%||2.992%||$ 449.13|
|84 months||3.29%||3.291%||$ 333.63|
|120 months||3.49%||3.491%||$ 247.11|
|180 months||3.99%||3.991%||$ 184.81|
Personal Line of Credit (4)
|Line of Credit||7.00%|
|NOTE: Details for all footnote indications can be found by clicking the Disclosures button.|