Partnerships that pay.
Working together always comes with perks.
The Affinity program is designed to extend exclusive loan offers to companies and organizations that have a special relationship with AmeriServ.
Whether your employees are looking to purchase or refinance a mortgage, need a home equity loan or a personal line of credit, we’ve got them covered.Pre-Qualify Today
Are you eligible?
These offers are extended to Affinity members, their parents, their children, and their siblings.
Find a program that fits you.
MortgageSave big when you refinance or purchase a home in Pennsylvania. We can help lower your costs by waiving loan origination fees ($695 value), offering one free rate re-lock opportunity ($400 value) and providing the low rates you deserve.
Loan in a Line Home EquityWe put you in control of your lending needs with our Loan in a Line. Use the equity in your home as a credit line, or tackle those large expenses by using part of your line to grant yourself fixed-rate loans. With Loan in a Line, you’re in charge.
Personal Line of CreditAvoid high-interest credit cards by taking out a personal line of credit, featuring special perks for Affinity members. Save money with no processing or annual fees, and enjoy the convenience of no required collateral.
Contact a Mortgage Originator.
Talk to Lia Pritts or Cindy Silka.
Call 1-855-673-6456, Monday – Friday (8:00 – 5:00)
As of 01-22-2020
All mortgage rates listed with zero points. Inquire about rate buy down options.
|7-Year Adjustable Rate
(Fully indexed rate is 4.217%)
|FHA 30-Year Fixed||2.750%||3.762%||0%|
|VA 30-Year Fixed||2.875%||3.080%||0%|
USDA Rural Housing Program
|USDA 30-Year Fixed||2.875%||3.350%||0%|
Loan in a Line Home Equity
|Introductory APR (1A)||2.49% – Effective for 6 Months||Under $75,000|
|Standard APR (1B)||4.75% – After Introductory Period||Under $75,000|
|Introductory APR (2A)||2.49% – Effective for 6 Months||More than $75,000|
|Standard APR (2B)||4.75% – After Introductory Period||More than $75,000|
Fixed Rate Home Equity Loans (3)
Fixed rate loan is available within the Loan in a Line Home Equity Loan only
|Term||Interest Rate||APR||Estimated Monthly Payment|
|36 months||3.64%||3.775%||$ 734.06|
|60 months||3.74%||3.823%||$ 457.46|
|84 months||3.99%||4.050%||$ 341.58|
|120 months||4.24%||4.283%||$ 255.96|
|180 months||4.74%||4.770%||$ 194.31|
Personal Line of Credit (4)
|Line of Credit||7.75%|
|NOTE: Details for all footnote indications can be found by clicking the Disclosures button.|