Partnerships that pay.
Working together always comes with perks.
The Affinity program is designed to extend exclusive loan offers to companies and organizations that have a special relationship with AmeriServ.
Whether your employees are looking to purchase or refinance a mortgage, need a home equity loan or a personal line of credit, we’ve got them covered.Pre-Qualify Today
Are you eligible?
These offers are extended to Affinity members, their parents, their children, and their siblings.
Find a program that fits you.
MortgageSave big when you refinance or purchase a home in Pennsylvania. We can help lower your costs by waiving loan origination fees ($695 value), offering one free rate re-lock opportunity ($400 value), rate buy down options (up to $250), and providing the low rates you deserve.
Loan in a Line Home EquityWe put you in control of your lending needs with our Loan in a Line. Use the equity in your home as a credit line, or tackle those large expenses by using part of your line to grant yourself fixed-rate loans. With Loan in a Line, you’re in charge.
Personal Line of CreditAvoid high-interest credit cards by taking out a personal line of credit, featuring special perks for Affinity members. Save money with no processing or annual fees, and enjoy the convenience of no required collateral.
Contact a Loan Specialist.
Talk to Lia Pritts or Cindy Silka.
Call 1-855-673-6456, Monday – Friday (8:00 – 5:00)
As of 01-07-2021
All mortgage rates listed with zero points. Inquire about rate buy down options.
Rates listed below are for refinance transactions. Inquire with Lender for purchase loan rates.
|7-Year Adjustable Rate
(Fully indexed rate is 3.885%)
|FHA 30-Year Fixed||2.250%||3.256%||0%|
|VA 30-Year Fixed||2.250%||2.455||0%|
USDA Rural Housing Program
|USDA 30-Year Fixed||2.250%||2.717%||0%|
Loan in a Line Home Equity
|Introductory APR (1A)||2.49% – Effective for 6 Months||Under $75,000|
|Standard APR (1B)||3.50% – After Introductory Period||Under $75,000|
|Introductory APR (2A)||2.49% – Effective for 6 Months||More than $75,000|
|Standard APR (2B)||3.25% – After Introductory Period||More than $75,000|
Fixed Rate Home Equity Loans (3)
Fixed rate loan is available within the Loan in a Line Home Equity Loan only
|Term||Interest Rate||APR||Estimated Monthly Payment|
|36 months||2.99%||2.986%||$ 726.88|
|60 months||3.24%||3.238%||$ 451.86|
|84 months||3.24% (4)||3.297%||$ 333.69|
|120 months||3.24% (4)||3.281%||$ 244.66|
|180 months||3.99%||4.019%||$ 185.15|
Personal Line of Credit (5)
|Line of Credit||6.25%|
|NOTE: Details for all footnote indications can be found by clicking the Disclosures button.|